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2019-2020 🗽美國最佳人壽保險公司排名

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2019最佳人壽保險公司排名

如果您正在尋找2019年最佳人壽保險公司,那麼您來對地方了。

我們將在本文中介紹四個主要評級機構的2019年人壽保險評分; A.M. Best, Fitch, Standard & Poor’s and Moody’s。

「點看」最新美國最佳癌症醫院排名

此外,以下是每個公司的每個人壽保險的2019 Comdex得分。 其中包括2019年人壽保險承保內容和性價比最好的公司。

由於每種人壽保險都有自己的承保准則並且在一些其它市場具有更好的定價,因此選擇2019年最佳人壽保險公司將以價格最優惠和最合適您具體情況作為標準。

有許多好的人壽保險計劃產品都已經沒有了,例如下圖紐約人壽的產品,既保本,也保證有4%的回報。

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2018年排名最高的人壽保險公司

Company Name State Best S&P Moody’s Fitch Ranking
1 Northwestern Mutual Life Ins WI A++ AA+ Aaa AAA 100
2 New York Life Ins Co NY A++ AA+ Aaa AAA 100
3 New York Life Ins & Ann DE A++ AA+ Aaa AAA 100
4 Berkshire Hathaway Life of NE NE A++ AA+ 100
5 General Re Life Corporation CT A++ AA+ 100
6 Northwestern Long Term Care WI A++ AA+ Aaa AAA 100
7 Teachers Ins & Ann Assoc NY A++ AA+ Aa1 AAA 99
8 Thrivent Financial Lutherans WI A++ AA+ 99
9 USAA Life Ins Co TX A++ AA+ Aa1 AAA 99
10 TIAA-CREF Life Ins Co NY A++ AA+ Aa1 AAA 99
11 Thrivent Life Ins Co MN A++ AA+ 99
12 Berkshire Life Ins Co of Amer MA A++ AA+ AA+ 99
13 USAA Life Ins Co of NY NY A++ AA+ Aa1 99
14 Massachusetts Mutual Life Ins MA A++ AA+ Aa2 AA+ 98
15 State Farm Life Ins Co IL A++ AA Aa1 98
16 Guardian Life Ins Co of Amer NY A++ AA+ Aa2 AA+ 98
17 Knights of Columbus CT A+ AA+ 98
18 Guardian Ins & Ann Co Inc DE A++ AA+ Aa2 AA+ 98
19 C M Life Ins Co CT A++ AA+ Aa2 AA+ 98
20 MML Bay State Life Ins Co CT A++ AA+ Aa2 AA+ 98
21 State Farm Life & Acc Assur Co IL A++ AA Aa1 98
22 Allianz Life Ins Co of NY NY A+ AA 97
23 CSI Life Ins Co NE A+ AA 97
24 Great-West Life & Ann CO A+ AA Aa3 AA 96
25 Western-Southern Life Assur OH A+ AA Aa3 AA 96
26 Western & Southern Life Ins OH A+ AA Aa3 AA 96
27 Integrity Life Ins Co OH A+ AA Aa3 AA 96
28 Lafayette Life Ins Co OH A+ AA AA 96
29 National Integrity Life Ins Co NY A+ AA Aa3 AA 96
30 Metropolitan Tower Life Ins Co DE A+ Aa3 96
31 Columbus Life Ins Co OH A+ AA Aa3 AA 96
32 Great-West Life & Ann NY NY A+ AA Aa3 AA 96
33 Jackson National Life Ins Co MI A+ AA A1 AA 95
34 RiverSource Life Ins Co MN A+ AA- Aa3 95
35 American United Life Ins Co IN A+ AA- 95
36 Hannover Life Reassur Amer FL A+ AA- 95
37 Swiss Re Life & Health America MO A+ AA- Aa3 95
38 Jackson National Life Ins of NY NY A+ AA A1 AA 95
39 Munich American Reassur Co GA A+ AA- 95
40 State Life Ins Co IN A+ AA-                  95
41 RiverSource Life Ins Co of NY NY A+ AA- Aa3 95
42 Companion Life Ins Co NY A+ AA- 95
43 HCC Life Ins Co IN A++ AA- AA- 95
44 SCOR Global Life USA Re Co DE A+ AA- 95
45 Sun Life & Health Ins Co US MI A+ AA- 95
46 SCOR Global Life Reins Co DE DE A+ AA- 95
47 United World Life Ins Co NE A+ AA- 95
48 Metropolitan Life Ins Co NY A+ AA- Aa3 AA- 94
49 Sun Life Assur CN A+ AA- Aa3 AA- 94
50 Allianz Life Ins Co N America MN A+ AA A1 94
51 Prudential Annuities Life Assur AZ A+ AA- AA- 94
52 Mutual of America Life Ins Co NY A+ AA- AA- 94
53 Pruco Life Ins Co of NJ NJ A+ AA- AA- 94
54 General American Life Ins Co MO A+ AA- Aa3 AA- 94
55 Banner Life Ins Co MD A+ AA- AA- 94
56 SCOR Global Life Americas Rein DE A+ AA- AA- 94
57 William Penn Life Ins Co of NY NY A+ AA- AA- 94
58 Minnesota Life Ins Co MN A+ A+ Aa3 AA 93
59 United of Omaha Life Ins Co NE A+ AA- A1 93
60 Mutual of Omaha Ins Co NE A+ AA- A1 93
61 Allstate Assur Co IL A+ A1 93
62 Securian Life Ins Co MN A+ A+ Aa3 AA 93
63 Prudential Ins Co of America NJ A+ AA- A1 AA- 92
64 John Hancock Life Ins Co USA MI A+ AA- A1 AA- 92
65 Pruco Life Ins Co AZ A+ AA- A1 AA- 92
66 Prudential Retirement Ins&Ann CT A+ AA- A1 AA- 92
67 Penn Mutual Life Ins Co PA A+ A+ Aa3 92
68 John Hancock Life Ins Co NY NY A+ AA- A1 AA- 92
69 John Hancock Life & Health Ins MA A+ AA- A1 AA- 92
70 Penn Ins & Ann Co DE A+ A+ Aa3 92
71 American Life Ins Co DE DE NR AA- A1 91
72 Transamerica Advisors Life Ins AR A+ AA- A+ 91
73 Globe Life And Acc Ins Co NE A+ AA- A+ 91
74 American Income Life Ins Co IN A+ AA- A+ 91
75 Protective Life & Ann Ins AL A+ AA- A+ 91
76 United American Ins Co NE A+ AA- A+ 91
77 Lincoln National Life Ins Co IN A+ AA- A1 A+ 90
78 Principal Life Ins Co IA A+ A+ A1 AA- 90
79 Transamerica Life Ins Co IA A+ AA- A1 A+ 90
80 Pacific Life Ins Co NE A+ AA- A1 A+ 90
81 American Fam Assur Columbus NE A+ A+ Aa3 A+ 90
82 Protective Life Ins Co TN A+ AA- A1 A+ 90
83 Transamerica Premier Life Ins Co IA A+ AA- A1 A+ 90
84 Transamerica Financial Life NY A+ AA- A1 A+ 90
85 Fidelity Investments Life Ins UT A+ A+ 90
86 Lincoln Life & Ann Co NY NY A+ AA- A1 A+ 90
87 Liberty National Life Ins Co NE A+ AA- A1 A+ 90
88 Pacific Life & Ann Co AZ A+ AA- A1 A+ 90
89 West Coast Life Ins Co NE A+ AA- A1 A+ 90
90 Wilco Life Ins Co IN A+ A+ 90
91 Wilton Reassur Co MN A+ A+ 90
92 Empire Fidelity Investments Life NY A+ A+ 90
93 Texas Life Ins Co TX A+ A+ 90
94 Wilton Reassur Life Co NY NY A+ A+ 90
95 Principal National Life Ins Co IA A+ A+ A1 AA- 90
96 Nationwide Life Ins Co OH A+ A+ A1 89
97 Ohio National Life Ins Co OH A+ A+ A1 89
98 UnitedHealthcare Ins Co CT A AA A1 AA- 89
99 Nationwide Life & Ann Ins OH A+ A+ A1 89
100 Ohio National Life Assur Corp OH A+ A+ A1 89
101 Primerica Life Ins Co MA A+ AA- A2 89
102 Golden Rule Ins Co IN A AA 89
103 Midland National Life Ins Co IA A+ A+ A+ 88
104 RGA Reins Co MO A+ AA- A 88
105 North American Co for L&H IA A+ A+ A+ 88
106 MONY Life Ins Co NY A+ A+ A1 A+ 88
107 American Family Life Assur NY NY A+ A+ A+ 88
108 Cigna Health & Life Ins Co CT A AA- A1 87
109 Allstate Life Ins Co IL A+ A+ A1 A 86
110 Connecticut General Life Ins CT A AA- A1 A+ 86
111 Allstate Life Ins Co of NY NY A+ A+ A1 A 86
112 First Reliance Standard Life NY A+ A 86
113 Life Ins of North Amer PA A NR A1 A+ 84
114 Anthem Life Ins Co IN A A1 84
115 Aetna Life Ins Co CT A AA- A3 AA- 83
116 Reliance Standard Life Ins Co IL A+ A A2 83
117 American Heritage Life Ins Co FL A+ A A 83
118 Standard Ins Co OR A A+ A1 A 82
119 AGC Life Ins Co MO A A+ 82
120 American Family Life Ins Co WI A A+ 82
121 Cincinnati Life Ins Co OH A A+ A+ 82
122 Cigna Life Ins Co of New York NY A NR A+ 82
123 Cigna Worldwide Ins Co DE A A+ 82
124 American General Life Ins Co TX A A+ A2 A+ 81
125 Variable Ann Life Ins Co TX A A+ A2 A+ 81
126 United States Life Ins of NY NY A A+ A2 A+ 81
127 Ameritas Life Ins Corp NE A A+ 81
128 Zurich American Life Ins Co IL A+ A A3 81
129 Brighthouse Life Ins Co of NY NY A A+ 81
130 Ann Investors Life Ins Co OH A A+ 81
131 Ameritas Life Ins Corp of NY NY A A+ 81
132 AXA Equitable Life Ins Co NY A A+ A2 80
133 Symetra Life Ins Co IA A A A1 A 80
134 Great American Life Ins Co OH A A+ A2 80
135 Life Ins Co of Southwest TX A A+ A2 80
136 National Life Ins Co VT A A+ A2 80
137 MONY Life Ins Co of Amer AZ A A+ A2 80
138 First Penn-Pacific Life Ins Co IN A A- A1 A+ 80
139 American National Ins Co TX A A 78
140 Liberty Life Assur of Boston NH A A 78
141 National Western Life Ins Co CO A A 78
142 Mutual Trust Life Ins Co IL A A 78
143 Dearborn National Life Ins Co IL A A 78
144 Pan-American Life Ins Co LA A A 78
145 Provident Life & Casualty TN A NR A 78
146 American National Life Ins NY NY A A 78
147 Blue Shield of CA Life & Hlth CA A A 78
148 Standard Life Ins of NY NY A A 78
149 MEMBERS Life Ins Co IA A A 78
150 Dearborn Natl Life NY NY A A 78
151 Pan-American Assur Co LA A A 78
152 Brighthouse Life Ins Co DE A A+ A3 A 77
153 Voya Retirement Ins & Ann Co CT A A A2 A 77
154 Unum Life Ins Co of Amer ME A A A2 A 77
155 ReliaStar Life Ins Co MN A A A2 A                  77
156 CMFG Life Ins Co IA A A A2 77
157 Security Life of Denver Ins Co CO A A A2 A 77
158 New England Life Ins Co MA A A+ A3 A 77
159 Hartford Life & Acc Ins CT A A A2 77
160 Provident Life & Acc TN A A A2 A 77
161 Paul Revere Life Ins Co MA A A A2 A 77
162 First Unum Life Ins Co NY A A A2 A 77
163 Colonial Life & Acc Ins SC A A A2 A 77
164 ReliaStar Life Ins Co of NY NY A A A2 A 77
165 First Symetra Nat Life Ins NY NY A A A 77
166 Horace Mann Life Ins Co IL A A A3 A 75
167 Savings Bank Life Ins Co of MA MA A A- 75
168 Pacific Guardian Life Co Ltd HI A A- 75
169 Standard Life & Acc Ins TX A A- 75
170 USAble Life AR A A- 75
171 Voya Ins & Ann Co IA A BBB- A2 A 74
172 Athene Ann & Life Co IA A A- A- 72
173 Athene Ann & Life Assur Co DE A A- A- 72
174 Athene Ann & Life Assur NY NY A A- A- 72
175 Unum Ins Co ME A- A2 A 66
176 Forethought Life Ins Co IN A- A- A3 A 65
177 Commonwealth Ann & Life MA A- A- A3 A 65
178 First Allmerica Financial Life MA A- A- A3 A 65
179 AXA Equitable Life & Ann CO A- A+ 64
180 Accordia Life Ins Co IA A- A- A 63
181 United Ins Co of America IL A- A- A3 A- 63
182 Union Security Ins Co KS A- A A3 63
183 American Bankers Life Assur Co FL A- A A3 63
184 Bankers Life & Casualty Co IL A- BBB+ Baa1 BBB+ 61
185 Washington National Ins Co IN A- BBB+ Baa1 BBB+ 61
186 Colonial Penn Life Ins PA A- BBB+ Baa1 BBB+ 61
187 Reliable Life Ins Co MO A- A- A- 61
188 Union National Life Ins Co LA A- A- A- 61
189 American Equity Invest Life IA A- A- BBB+ 60
190 Employers Reassur Corp KS A- A 60
191 American Memorial Life Ins Co SD A- A 60
192 Midwestern United Life Ins Co IN A- A 60
Company Name State A.M. Best S&P Moody’s Fitch Comdex Ranking
193 Humana Ins Co of KY KY A- A 60
194 Bankers Conseco Life Ins NY A- BBB+ BBB+ 59
195 Security Benefit Life Ins Co KS A- A- 57
196 First Security Benefit L&A NY NY A- A- 57
197 American Nat’l Life Ins Texas TX A- A- 57
198 ShelterPoint Life Ins Co NY A- A- 57
199 Delaware Life Ins Co DE A- BBB+ 55
200 Lincoln Benefit Life Co NE A- BBB+ 55
201 Delaware Life Ins Co NY NY A- BBB+ 55
202 Eagle Life Ins Co IA A- BBB+ 55
203 American Equity Invest Life NY NY A- BBB+ 55
204 UNICARE Life & Health Ins Co IN A- BBB 54
205 Fidelity & Guaranty Life Ins IA B++ BBB+ Baa2 BBB 53
206 Genworth Life & Ann Ins VA B++ B+ Ba1 BB 52
207 Hartford Life Ins Co CT B++ BBB Baa3 49
208 Genworth Life Ins Co DE B B+ B2 B+ 49
209 Hartford Life & Ann Ins CT B++ BBB Baa3 49
210 Genworth Life Ins Co NY NY B B+ B2 B+ 49
211 Fidelity & Guar Life Ins Co NY NY B++ BBB+ BBB 49
212 EquiTrust Life Ins Co IL B++ BBB+ 42
213 Health Net Life Ins Co CA B++ BBB+ 42
214 Humana Ins of Puerto Rico Inc PR B++ BBB 41
215 Kanawha Ins Co SC B++ BB+ 40
216 Phoenix Life Ins Co NY B BB 34
217 PHL Variable Ins Co CT B BB 34
218 Prudential Legacy Ins Co NJ NJ NR
219 Union Fidelity Life Ins Co KS A-
220 Modern Woodmen of America IL A NR
221 Southern Farm Bureau Life Ins MS A+
222 Guggenheim Life & Ann Co DE B++
223 Woodmen of the World Life Soc NE A+
224 COUNTRY Life Ins Co IL A+ NRpi
225 Farm Bureau Life Ins Co IA A
226 Farmers New World Life Ins Co WA A NR
227 Sentry Life Ins Co WI A+
228 Lombard Intl Life Assur Co PA A-
229 American Fidelity Assur Co OK A+
230 Brooke Life Ins Co MI A+
231 Jefferson National Life Ins Co TX A
232 Americo Financial Life & Ann TX A
233 Auto-Owners Life Ins Co MI A+
234 National Guardian Life Ins Co WI A-
235 Gerber Life Ins Co NY A
236 Kansas City Life Ins Co MO A
237 Union Labor Life Ins Co MD B++
238 Independence Life & Ann Co DE A-
239 Homesteaders Life Co IA A-
240 Security Mutual Life of NY NY A-
241 Assurity Life Ins Co NE A- NR
242 Farm Bureau Life Ins Co of MI MI A
243 Wilcac Life Ins Co IL A+
244 LifeCare Assur Co AZ
245 United Farm Family Life Ins Co IN A
246 Erie Family Life Ins Co PA A
247 Physicians Mutual Ins Co NE A
248 Tennessee Farmers Life Ins Co TN A+
249 GBU Financial Life PA A-
250 Foresters Life Ins & Ann NY A
251 Federated Life Ins Co MN A+
252 Paragon Life Ins Co IN IN NR
253 Reinsurance Co of Missouri MO
254 Oxford Life Ins Co AZ A-
255 Physicians Life Ins Co NE A
256 All Savers Ins Co IN A
257 Greek Catholic Union of USA PA NR
258 Liberty Bankers Life Ins Co OK B++
259 United Life Ins Co IA A-
260 SBLI USA Life Ins Co NY A-
261 Trustmark Ins Co IL A-
262 Pekin Life Ins Co IL A-
263 Blue Cross & Blue Shield KS KS A
264 Illinois Mutual Life Ins Co IL A-
265 Combined Ins Co of America IL A+
266 Structured Ann Reins Co IA NR
267 Catholic Financial Life WI NR
268 Columbian Mutual Life Ins Co NY B++
269 Conseco Life Ins Co of Texas TX
270 Alfa Life Ins Corp AL A
271 Boston Mutual Life Ins Co MA A
272 Farm Family Life Ins Co NY A
273 Gleaner Life Ins Society MI A- NR
274 Centurion Life Ins Co IA NR
275 Funeral Directors Life Ins Co TX A-
276 Baltimore Life Ins Co MD B++ NR
277 Amica Life Ins Co RI A+
278 Great Western Ins Co UT B++ NR
279 Shelter Life Ins Co MO A
280 Western United Life Assur Co WA B+
281 Catholic Life Ins TX A- NR
282 Catholic Order of Foresters IL A-
283 Universal Life Ins Co PR A-
284 Family Heritage Life of Amer OH A+ NR
285 Sagicor Life Ins Co TX A-
286 Automobile Club of Sthrn CA Life CA A-
287 Shenandoah Life Ins Co VA A-
288 National Slovak Society of US PA NR-5
289 Reliance Standard Life of TX TX
290 Royal Neighbors of America IL A-
291 Athene Life Ins Co of NY NY A
292 EMC National Life Co IA A-
293 American Republic Ins Co IA A-
294 Lincoln Heritage Life Ins Co IL A-
295 American Health & Life Ins TX B NR
296 Catholic United Financial MN NR-5
297 Fidelity Security Life Ins Co MO A-
298 First Catholic Slovak Ladies OH A-
299 Government Personnel Mutual TX A-
300 Ozark National Life Ins Co MO MO A-
301 United Fidelity Life Ins Co TX
302 Auto Club Life Ins Co MI A-
303 ELCO Mutual Life & Ann IL B
304 Monarch Life Ins Co MA E
305 WEA Ins Corporation WI
306 HM Life Ins Co PA A-
307 AAA Life Ins Co MI A-
308 Sentinel Security Life Ins Co UT B++
309 Investors Life of North Amer TX B+
310 Continental American Ins Co NE A+
311 Triple-S Vida Inc PR B++
312 US Financial Life Ins Co OH A
313 Farm Bureau Life Ins Co of MO MO A-
314 Merit Life Ins Co IN B
315 United Heritage Life Ins Co ID A-
316 Pacific Beacon Life Reassur HI A-
317 Guarantee Trust Life Ins Co IL B++
318 Manhattan Life Ins Co NY B+
319 Cooperativa de Seguros de Vida PR C+
320 Pioneer Mutual Life Ins Co ND A+ NR
321 National Benefit Life Ins Co NY A+ NR
322 Natl Teachers Assoc Life Ins TX A-
323 UnitedHealthcare Life Ins Co WI A
324 New Era Life Ins Co TX B++
325 Guaranty Income Life Ins Co LA B++
326 American Slovenian Cath Union IL NR-5
327 Unimerica Ins Co WI A
328 Croatian Fraternal Union PA NR-5
329 Crown Global Ins Co of America DE B++
330 Motorists Life Ins Co OH A-
331 Educators Life Ins of America IL
332 Mutual Savings Life Ins Co AL A- NR
333 National Security Life & Ann NY A
334 First Health Life & Health Ins TX A
335 Grange Life Ins Co OH A-
336 Investors Heritage Life Ins Co KY B+
337 Bankers Life Ins Co NC B
338 Constitution Life Ins Co TX B
339 Everence Association Inc IN NR-5
340 Polish Nat’l Alliance of US NA IL NR-5 NR
341 American Fidelity Life Ins Co FL B++
342 Combined Life Ins Co of NY NY A+
343 Central States H&L Co of Omaha NE A-
344 William Penn Association PA B++
345 Harleysville Life Ins Co PA A-
346 Fidelity Life Association IL A-
347 Settlers Life Ins Co WI A-
348 National Farm Life Ins Co TX B++
349 Central United Life Ins Co AR B+
350 First Catholic Slovak Union OH
351 Sons of Norway MN NR-5
352 Trans World Assur Co CA B++
353 Colorado Bankers Life Ins Co NC B++ NR
354 Atlantic Coast Life Ins Co SC B++
355 Companion Life Ins Co SC A+
356 Cotton States Life Ins Co GA A-
357 Madison Natl Life Ins Co. Inc WI A-
358 Sunset Life Ins Co of America MO A-
359 Family Service Life Ins Co TX NR
360 Chesterfield Reins Co MO NR
361 Columbian Life Ins Co IL B++
362 Best Meridian Ins Co FL A-
363 Equitable Life & Casualty UT B
364 LifeSecure Ins Co MI NR
365 Trustmark Life Ins Co IL A-
366 COUNTRY Investors Life Assur IL A+
367 Church Life Ins Corporation NY A-
368 Western Fraternal Life Assoc IA NR-5 NR
369 London Life Reins Co PA A
370 5 Star Life Ins Co LA A-
371 Clear Spring Life Ins Co TX NR
372 State Mutual Ins Co GA B+
373 American-Amicable Life Ins TX TX A NR
374 Loyal American Life Ins Co OH A- NR
375 Berkley Life & Health Ins Co IA A+
376 Park Avenue Life Ins Co DE NR
377 Philadelphia American Life Ins TX B++
378 Old American Ins Co MO A-
379 Vantis Life Ins Co CT A
380 Occidental Life Ins Co of NC TX A NR
381 Sons of Hermann in Texas TX
382 American Home Life Ins Co KS B++
383 United States Letter Carriers TN NR-5
384 Capitol Life Ins Co TX B++
385 AXA Corporate Solutions Life Re DE B+
386 SPJST TX B
387 Globe Life Ins Co of NY NY A+
388 John Alden Life Ins Co WI NR
389 Unity Financial Life Ins Co OH B++ NR
390 United Transportation Union OH NR
391 Time Ins Co WI NR
392 Unified Life Ins Co TX B++
393 Great Southern Life Ins Co TX B+
394 American Progressive L&H NY NY NR
395 Nippon Life Ins Co of Amer IA A-
396 Slovene National Benefit Soc PA NR
397 4 Ever Life Ins Co IL A-
398 Woman’s Life Ins Society MI NR
399 National Income Life Ins NY A+
400 National Farmers Union Life TX B+

2019年排名最高的人壽保險公司

Company A.M. Best S&P Moody’s Fitch Comdex Ranking
Northwestern Mutual Life Insurance A++ A++ Aaa AAA 100
New York Life Insurance Company A++ A++ Aaa AAA 100
TIAA-CREF A++ A++ Aa1 AAA 99
Thrivent Financial for Lutherans A++ AA+ 99
USAA A++ AA+ Aa1 AA+ 99
MassMutual Life Insurance A++ AA+ Aa2 AA+ 98
State Farm Life Insurance A++ AA Aa1 98
Guardian Life Insurance A++ AA+ Aa2 AA+ 98
Knights of Columbus Life Insurance A+ AA+ 98
Allianz Life Insurance Company A+ AA 98
Great West Life Insurance A+ AA Aa3 AA 96
Riversource Life Insurance A+ AA- Aa3 95
Minnesota Life A+ AA- Aa3 AA 95
American United Life Insurance Company A+ AA- 95
Western Southern Life Insurance A+ AA- Aa3 AA 95
Lafayette Life Insurance A+ AA- AA 95
Columbus Life Insurance Company A+ AA- Aa3 AA 95
Companion Life Insurance A+ AA- 95
Sun Life & Health A+ AA- 95
Securian Life Insurance Company A+ AA- Aa3 AA 95
Prudential Life Insurance A+ AA- AA- 94
Banner Life Insurance Company A+ AA- AA- 94
William Penn Life Insurance A+ AA- AA- 94
John Hancock Life Insurance A+ AA- A1 AA- 93
Pruco Life Insurance A+ AA- A1 AA- 93
United of Omaha Life Insurance A+ AA- A1 93
Mutual of Omaha Life Insurance A+ AA- A1 93
Jackson National Life Insurance A+ AA- A1 AA- 93
Primerica Life Insurance A+ AA- A1 93
Lincoln National Life Insurance A+ AA- A1 A+ 91
Pacific Life Insurance Company A+ AA- A1 A+ 91
Transamerica Life Insurance A+ AA- A1 A+ 91
Protective Life Insurance A+ AA- A1 A+ 91
Penn Mutual Life Insurance A+ AA- Aa3 91
American Life Insurance Company NA AA- A1 91
United American Life Insurance A+ AA- A+ 91
Principal Life Insurance A+ A+ A1 AA- 90
Fidelity Investments Life Insurance A+ A+ 90
Wilco Life Insurance A+ A+ 90
Texas Life Insurance Company A+ A+ 90
Nationwide Life Insurance A+ A+ A1 89
Midland National Life Insurance A+ A+ A+ 89
Allstate Life Insurance A+ A+ A1 A+ 88
North American Life & Health A+ A+ A+ 88
MONY Life Insurance A+ A+ A1 A+ 88
Ohio National Life Insurance A+ A A1 87
Anthem Life Insurance Company A AA- A3 AA- 84
American Family Life Insurance A A+ 82
Standard Insurance Company A A+ A1 A 82
Cincinnati Life Insurance Company A A+ A+ 82
Ameritias Life Insurance A A+ 81
Brighthouse Life Insurance A A+ 81
Dearborn National Life Insurance Company A A+ 81
American General Life Insurance A A+ A2 A+ 80
Symetra Life Insurance A A A1 A 80
United States Life Insurance Company A A+ A2 A+ 80
AXA Equitable Life Insurance A A+ A2 79
Great American Life Insurance A A+ A2 79
Life Insurance Company of the Southwest A A+ A2 79
National Life Insurance A A+ A2 79
American National Life Insurance A A 78
Mutual Trust Life Insurance A 78
Cigna Life Insurance A 78
Members Life Insurance A A 78
Unum Life Insurance A A A2 A- 77
ReliaStar Life Insurance A A A2 A- 77
CMFG Life Insurance A A A2 77
Hartford Life & Accident A A A2 77
Horace Mann Life Insurance A A A2 A 77
Provident Life & Accident A A A2 A 77
Paul Revere Life Insurance Company A A A2 A 77
Colonial Life & Accident A A A2 A 77
Accordia Life A A- A 77
SBLI Life Insurance A A- 74
Standard Life & Accident A A- 74
Forethought Life Insurance A A- A3 A 73
Bankers Life & Casualty Company A- BBB+ A3 BBB+ 61
Washington National Insurance Company A- BBB+ A3 BBB+ 61
Colonial Penn Life Insurance A- BBB+ A3 BBB+ 61
AXA Equitable Life & Annuity A- A+ 61
Reliable Life Insurance Company A- A- A- 59
Union National Life Insurance Company A- A- A- 59
Fidelity & Guaranty Life Insurance B++ B+++ Baa2 BBB 53
Lincoln Benefit Life Company A- B+++ 53
Genworth Life Insurance B+ B- Ba3 BB 50
Hartford Life Insurance Company B+ BBB+ Baa3 49
EquiTrust Life Insurance Company B++ BBB+ 41
Phoenix Life Insurance Company B BB 34
Modern Woodman of America A NA
Southern Farm Bureau Life Insurance A NA
COUNTRY Life Insurance Company A NA
Farm Bureau Life Insurance Company A NA
Sentry Life Insurance Company A+ NA
Jefferson National Life Insurance Company A NA
Farmers New World Life Insurance Company A NA
Americo Financial Life & Annuity A NA
Auto-Owners Life Insurance Company A+ NA
Gerber Life Insurance Company A NA
Union Labor Life Insurance Company B++ NA
Kansas City Life Insurance Company A NA
Assurity Life Insurance Company A- NA
Foresters Life Insurance & Annuity A NA
Erie Family Life Insurance Company A NA
Physicians Mutual Insurance Company A NA
Tennessee Farmers Life Insurance Company A+ NA
Federated Life Insurance Company A+ NA
Illinois Mutual Life Insurance Company A- NA
Boston Mutual Life Insurance Company A NA
Alfa Life Insurance Corporation A NA
Amica Life Insurance A+ NA
Baltimore Life Insurance Company B++ NA
Shelter Life Insurance Company A NA
Automobile Club of Southern CA Life A NA
Sagicor Life Insurance Company A- NA
Royal Neighbors of America A- NA
Lincoln Heritage Life Insurance Company A- NA
EMC National Life Company A- NA
Sentinel Security Life Insurance Company B++ NA
Auto Club Life Insurance Company A NA
AAA Life Insurance Company A NA
Vantis Life Insurance Company A NA
Settlers Life Insurance Company A- NA
Grange Life Insurance Company A- NA
Fidelity Life Association A- NA
5 Star Life Insurance Company A- NA

 

「點看」綠卡保險計劃

2019價格最實惠的人壽保險公司排名

以下是美國2019年人壽保險費率最低的公司:

Protective Life Insurance Company          AIG Life Insurance Company

Lincoln Financial                                           Pacific Life Insurance Company

Banner Life Insurance Company              Prudential Life Insurance Company

Principal Life Insurance                              SBLI Life Insurance Company

Sagicor  Life Insurance Company             Penn Mutual Life Insurance Company

Mutual of Omaha Life Insurance              Transamerica Life Insurance Company

AXA  Equitable                                              Cincinnati Life Insurance Company

TIAA-CREF Life Insurance Company      Ohio National Life Insurance Company

「點看」怎樣幫父母購買醫療保險

這些保險公司通常的保險費率最低,但具體價格還是取決於您的年齡,健康狀況,體格,病史以及承保範圍和期限。

2019年最佳糖尿病人壽保險公司

以下公司會在2019年為糖尿病患者提供最優惠的人壽保險費率

Prudential Life Insurance Company

Banner Life Insurance Company

這些公司為A1c小於7的糖尿病患者視為標準的健康等級,這比大多數公司提供的標準健康等級要好。 在整個保單裡,這可以節省成千上萬的費用。

「點看」乳癌成因,症狀,治療資訊

世界金融集團(WFG)騙局

世界金融集團(WFG)是一家多層營銷公司,通過分銷商網絡銷售投資,保險和其他金融產品。 WFG在美國,加拿大和波多黎各活躍。 WFG由Aegon的子公司Transamerica擁有。 Aegon和Transamerica是合法的保險公司,但世界金融集團的銷售行為被許多人稱為騙局。 該頁面將幫助詳細說明世界金融集團的一些批評。 然後,您可以自己決定WFG是否是騙局。

人壽保險公司指引手冊

Zurich International Underwriting Guidelines

Symetra

Lincoln

Global Atlantic TL2071 (05-19) Foreign Nationals Highlights

Security Mutual – Foreign National

Prudential Immigrants to the US Highlighter

Prudential- Non-U.S Resident Checklist

保險公司承保問題手冊-Field-Underwriting-Questionnaires